some insurance companies
At the beginning motorists the question arises: is it possible to mix oils of different manufacturers, categories and viscosity classes? Let’s figure it out.
IF OIL IS DIFFERENT MANUFACTURERS Any oil consists of a base and a set of additives that give the base oil-based individual qualities. The possible incompatibility of the fundamentals of different manufacturers is covered by the first problem – different manufacturers have different technologies and ways of producing the base, which in the end may have different physical properties (this is especially true of synthetics). Due to the unevenness of the bases, problems may arise when mixing enough identical synthetic oils, but from different manufacturers. Continue reading
When making a CTP, many drivers are faced with the problem of the absence of MSC, without which it is impossible to reduce the total cost of the insurance policy. However, such a procedure as the restoration of KMB for OSAGO, allows the driver to get certain benefits. PECULIARITIES AND CAUSES OF LOSSES Such indicator as KMB, or “Bonus-Malus Ratio”, is a way to reward drivers who do not admit an accident in the form of discounts to the cost of CTP insurance. If for a novice driver, KBM is equal to 1 or even more, then for a motorist with ten years of trouble-free driving, it is 0.5. Those. for OSAGO such a driver pays 2 times less. In some cases, car owners do not have the opportunity to confirm the right to receive a discount, as representatives of the insurance company cannot find information about their MSC. Continue reading