Copying headlong: the secret three-axle all-terrain vehicles of the 1930s in the USSR
By that time, in the Soviet automobile industry, according to the principle “they are getting…

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Almost as real: the cheapest all-wheel drive crossovers
Most recently, we have already figured out what choice there is for those who need…

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Almost sport, almost cheap: is it worth buying a Toyota GT86
At the time of the creation of this car, toyotovtsy understood that the concept of…

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WHAT IS A WEBASLE IN A MACHINE AND HOW DOES IT WORK?
Early morning, winter, snow and cold outside. But you have to get up and sit…

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ROTATOR ENGINE RADIATOR. HOW TO ELIMINATE?
Leakage of the cooling system on the road indicates wear / crack of a part…

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driver actually does

RESTORATION OF KBM FOR OSAGO

When making a CTP, many drivers are faced with the problem of the absence of MSC, without which it is impossible to reduce the total cost of the insurance policy. However, such a procedure as the restoration of KMB for OSAGO, allows the driver to get certain benefits. PECULIARITIES AND CAUSES OF LOSSES Such indicator as KMB, or “Bonus-Malus Ratio”, is a way to reward drivers who do not admit an accident in the form of discounts to the cost of CTP insurance. If for a novice driver, KBM is equal to 1 or even more, then for a motorist with ten years of trouble-free driving, it is 0.5. Those. for OSAGO such a driver pays 2 times less. In some cases, car owners do not have the opportunity to confirm the right to receive a discount, as representatives of the insurance company cannot find information about their MSC. Continue reading